Annuity Products and Guaranteed Income
Table Of Content
Learn about the key differences between RILAs, fixed indexed annuities, traditional variable annuities, and other investment types. Talk to your financial professional about whether Brighthouse SmartCare is right for you, or to learn more about purchasing this product. Brighthouse SmartCare offers two growth options to potentially increase policy values over time and the ability to lock in LTC benefits at any time. Brighthouse SmartCare provides a guaranteed3 death benefit and cash value that's protected from market loss if the indexed option is selected.
Brighthouse Financial, Inc. Financial Summary
All contract guarantees and annuity payout rates are subject to the claims-paying ability and financial strength of the issuing insurance company. Similarly, the issuing insurance company does not back the financial strength of the broker/dealer or any of its affiliates. 6 S&P Global Insurer Financial Strength Rating is a forward-looking opinion about the financial security characteristics of an insurance organization with respect to its ability to pay under its insurance policies and contracts in accordance with their terms.
A closer look at Brighthouse Financial
Judging from its inaugural corporate sustainability report, Brighthouse Financial is clearly dedicated to making a large Environment, Social, and Governance (ESG) impact in the future. In 2020, it established an Office of Sustainability, and named David Ward its Chief Sustainability Officer (CSO). Become part of our commitment to helping people achieve financial security.
Lifetime Income Option and Minimum Death Benefit Guarantee
Information is provided 'as-is' and solely for informational purposes, not for trading purposes or advice, and is delayed. To see all exchange delays and terms of use please see Barchart's disclaimer. Brighthouse Financial has confirmed that its next quarterly earnings data will be published on Tuesday, May 7th, 2024. Certain annuities can protect your retirement from factors like market volatility and outliving your money. Certain annuities can help protect your retirement from factors like market volatility and outliving your money.
Life Insurance Policy Locator
Clients should seek advice from their tax, legal, and accounting professionals in addition to consulting with a financial professional. An annuity is a contract with an insurance company and can generally only be purchased through a financial professional. Many life insurance companies require a medical exam as part of the application process, but Brighthouse Financial is one of the few that lets many people skip the medical exam.
1 Brighthouse SmartCare is an indexed universal life insurance policy with long-term care benefits provided by riders, which may not cover all potential long-term care costs. Are you considering talking to your financial professional about hybrid life insurance policies with LTC coverage? View your tips and questions to consider to help you prepare for the conversation.
Life Insurance
Any insurance policy premium quotes or ranges displayed are non-binding. The final insurance policy premium for any policy is determined by the underwriting insurance company following application. If you’re looking for term life insurance with affordable rates and a fast and easy application process, Brighthouse Financial is an excellent pick. It offers very affordable premiums and a convenient no-medical-exam option for people between the ages of 25 and 50 who don't smoke.
Policygenius awards
Help outsmart future long-term care costs with a hybrid lifeinsurance product to help protect your family and your future. If generational planning is important to your plans for retirement, you may want to know how your investment is transferred to family in the event of your passing. For some investors, it may be important to have access to potential market growth in order to increase the value of their assets to achieve their goals. This form is a client-facing webpage provided by Brighthouse Financial. Watch how Sarah and John Anderson use Brighthouse SmartCare to prepare for retirement and plan for possible future long-term care events.
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As a journalist, his work has appeared in Esquire, Scientific American, The Guardian, Los Angeles Times, and elsewhere. Brighthouse Financial sells annuity and life insurance products to U.S. consumers through multiple independent distribution channels.[11] These products are serviced by a third-party vendor "DXC Technology" instead of directly by Brighthouse Financial. Your financial professional can help manage yourfinancial strategy during all market conditions, butvolatility can be a prime opportunity to have productiveconversations.
For non-qualified annuities, tax deferral is not available to corporations and certain other entities. This material is for general informational purposes only, does not purport to be complete or cover every situation, and should not be construed as legal, tax, accounting, investment, or fiduciary advice. Brighthouse Financial and its affiliates did not consider any individual’s circumstances in preparing this information. Clients should confer with their tax, legal, and accounting professionals in addition to consulting with a financial professional.
Life insurance can help you feel confident that after you’re gone, your loved ones will be provided for. In addition to a death benefit, many life insurance products also provide benefits you can use throughout your life. Brighthouse Financial is proud to be named a Fortune® 500 company,2 with over 2 million annuity contracts and life insurance policies in force. We’re also honored to be named to Newsweek’s list of Most Trustworthy Companies in America.
Use this product brochure to help prepare for the conversation with your financial professional. Talk to your financial professional about whether a Brighthouse Fixed Rate Annuity is right for you and how to purchase this product. The company has a market cap of $3.04 billion, a P/E ratio of -2.63 and a beta of 1.16. Brighthouse Financial has a 1-year low of $39.24 and a 1-year high of $56.24. The company has a debt-to-equity ratio of 0.63, a current ratio of 0.80 and a quick ratio of 0.80.
Term life Insurance covers you for a fixed number of years, such as 1, 10, 20, or 30, and pays a death benefit if you pass away during the covered term. Compare Brighthouse Financial to similar life insurance companies using the table below. Annuities and life insurance can play an essential role in your retirement portfolio by helping to protect what you've earned and ensure it lasts. Determine whether your essential expenses will be covered in retirement, and discover how an annuity could help fill any gaps. Taxes are one consideration when determining the mix of investments within your portfolio, and it’s important to understand how each investment may impact your tax exposure.
According to MarketBeat.com, the stock presently has a consensus rating of “Hold” and an average target price of $51.14. Policygenius LLC (DBA Policygenius Services LLC in NY; DBA Policygenius Insurance Services in California) (“Policygenius”), a Delaware corporation with its principal place of business in New York, New York, is a licensed independent insurance broker. The information provided on this site has been developed by Policygenius for general informational and educational purposes. We do our best to ensure that this information is up-to-date and accurate.
As one of the largest providers of annuities and life insurance in the U.S.,1 we specialize in products that help protect a portion of your portfolio. Buying an annuity to fund a qualified retirement plan or IRA should be done for the annuity’s features and benefits other than tax deferral. Tax deferral is generally a feature of a qualified retirement plan or IRA, so an annuity would not provide an additional tax deferral benefit. References throughout this material to tax advantages, such as tax deferral and tax-free transfers, are subject to this consideration. The product described in this material is not made available to employer-sponsored qualified retirement plans.
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